Air Conditioner Loans – Why Finance With a Personal Loan?
Well, the day has come when the air conditioner goes on the blink. An air conditioner can set you back anywhere from $3,000 up to over $10,000 for a high end unit. Unfortunately most people do not put away enough money in savings to cover the expense when it’s needed. This is why people search for air conditioner loans. Today we will explore your best options and discuss how easy it is to apply for an online personal loan.
What are the Best Air Conditioner Brands?
There are a few brands that you can choose from. Below we list a few for you to pick from. You can always call a local dealer to get a quote.
A very good quality more high end brand would be Trane. They also make American Standard.
United Technology also owns the more popular brands Carrier and Bryant.
There are other brands out there, but these are the more popular.
How Much Financing Will I Need For a New Air Conditioner?
If you are wondering how much financing you will need when considering taking out a personal loan to cover an air conditioner then keep reading.
There are a few components to an entire heating and cooling system. You will need to have someone come out and quote you a price.
If you need an entire system installed this can run in the range of $5000 up to $10,000.
Some of the dealers and manufacturers might offer financing. Always understand the interest rates and terms before accepting.
You can also just easily apply online for a personal loan and get the cash in place first. This way you can just focus on negotiating the price for your air conditioner.
Applying online for an unsecured personal loan ahead of time can be smart so you have the funds ready.
Where Can I Apply For an Unsecured Personal Loan Online?
1. To get a personal loan to pay for you new air conditioner and installation you can apply through a lending network by visiting PersonalLoans.com
2. Another very popular way to get a loan is through Peer-to-peer loans. To get a peer-to-peer loan you can visit LendingClub.com
This is a great option if you have good credit. Peer-to-peer loans are funded through individual investors over the Lending Club platform. You just fill out one simple form and once you accept the terms online your new loan will be funded. Once funded it will be direct deposited into your account. You will now have the cash to pay for your new air conditioning system.
3. If you have a lower credit score but still need financing, you can visit PersonalLoansDepot.com and fill out an easy form to get matched to a lender.
We hope this article gave you some options for air conditioner loans and financing that you may have not been aware of to utilize to pay for a new air conditioning system.