CircleBack Lending Review – Apply For A Peer to Peer Loan

circleback lending review

CircleBack Lending Review

Note: We no longer have CircleBack Lending as a loan provider.

What Are Alternative Online Personal Loan Options?

Below we have listed peer to peer lending options we recommend. The entire application process can be completed online and only takes a few minutes. You can get your money direct deposited into your account within a day. These personal loans are from $1000 all the way up to $40,000. Apply now.

Lending Club – Low Rates on Personal Loans. Borrow up to $40,000.

Avant Personal Loans – For all types of credit scores. Easy Loan Application

What is CircleBack Lending?

CircleBack Lending is a peer to peer lender. OK so what does that mean?

It is a new internet lending platform and way to connect investors to borrowers like yourself. It is a win win for both the investors who are looking for a place to put their money other than stocks and bonds and will review your score after applying with CircleBack Lending to determine the risk of lending to you.

The reason why it can be beneficial is that banks and other financial institutions have really increased their credit requirements. CircleBack Lending still will require documentation after you apply, but individual investors will review and fund your loan.

This can be a much quicker process and you can get money in the bank quickly at a reasonable interest rate depending on your credit risk.

Most loans will require good credit and this will determine your interest rate.

How Do I Apply For A Loan Through CircleBack Lending?

Step 1 – You will apply at their website

Step 2 – They will do a soft pull on your credit and give you a score.

Step 3 – You accept the rate and terms of the loan.

Step 4 – Investors will view the loan and fund.

Step 5 – You will have the loan direct deposited to your account.

How Much Money Can I Borrow?

Normally the loan amounts range from $3000 – $35,000.

You will find the length of the loans will range from 36 months all the way to 60.

Based on the score you receive through CircleBack that will determine your interest rate or APR. This can be anywhere from 6.6% all the way up to 36% depending on the risk factors based on your credit history.

If you are looking to consolidate credit card debt that is at a high interest rate, this can be beneficial as the interest rates on the loan will be fixed as well as your payment.

This compared to credit cards that have variable rates. Instead of doing a balance transfer to another credit card, a peer to peer loan through a personal loan many times can make more sense. Especially if it is for a fairly high balance with the total consolidation of debt.

What is CircleBack’s Contact Information?

CircleBack Lending, Inc.


777 Yamato Road
Suite 500
Boca Raton, FL 33431

Phone: 561-922-8853

Toll-Free Phone: 855-592-9767


If you received a mail offer through you can visit this site to get to the online personal loan application.

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