Citizens Bank Personal Loans Review

Citizens Bank Personal Loans

Citizens Bank Personal Loans Review

Today we are going to do a Citizens Bank personal loans review as an option for a bank personal loan.

Citizens bank personal loans can be used for all types of reasons. This can be for a debt consolidation to pay off credit cards, home improvements or a vacation. There are lots of reasons why you might be looking to take out a personal loan.

How Much Does A Citizens Bank Personal Loan Cost?

I was actually really impressed to find out that Citizens bank does not charge an origination fee, not even an application fee. When you setup your loan, we would suggest using auto pay. The reasons is if you miss a payment due to being late, you will be assessed a 5% fee based on the balance due. It is easy to just setup auto-pay and forget it.

Another nice things about their persona loans is that there are not prepayment fees. This allows you to even pay off the whole loan with no penalties.

Are There Any Loan Requirements?

The requirements to take out a Citizens Bank personal loan are pretty basic.

You need to be at least 18 years of age and be a citizen of the United States. You will also need to have a social security number.

Then of course you will be required to have a steady income. Your credit score and reports will be run. So you may want to make sure you know yours to avoid surprises.

Citizens Bank Contact Information

Headquartered in Providence, Rhode Island

Customer service: 1 (800) 922-9999 (Within 11 State Region)

Apply at

How Big Of A Loan Can I Get?

You can get a Citizens Bank personal loan between $5,000 and $50,000 if you qualify. Actually the process is fairly easy and most documents can just be e-signed.

You can also customize the loan terms and payment conditions. This flexibility is one of the advantages of getting a Citizens bank personal loan.

Other Alternative Options?

Visit to find an easy online loan application. Get matched to the right lender for your credit type and requirements.