How to Apply for a Personal Loan Online – 3 Steps to Success

Apply for a Personal Loan Online

How to Apply for a Personal Loan Online

There are many reasons you may need some extra cash. You may have heard of the benefits of getting an unsecured personal loan. We are going to discuss the 3 easy steps on how to apply for a personal loan online.

What Can I Use My Online Personal Loan to Accomplish?

People are finding out how easy it is to get a personal loan online. Many men and women are getting creative with how they use these personal loans to achieve their goals.

Here are just a few ways an online personal loan can be used:

Consolidate Credit Cards

Home Improvements

Medical Expenses or Procedures

Cash at Time of Purchase for an Auto or Car Purchase

Pay off Student Loans

Paying For Your Wedding Expenses

Emergency Situations

Vet Bills or Pet Surgeries

Buying a Boat or Motorcycle

Taking a Vacation

Buying a Pool or Spa

Getting a New Air Conditioner or Roof Installed

Major Car Repairs

So as you can see there are an endless combination of uses for unsecured online personal loans.

How Does The Process Work?

Most people think you have to go down to a bank or credit union to apply for personal loans. With new technology there are a number of great options and companies where you can apply for personal loans online. In fact, the entire process is done 100% from the comfort of your home over your computer.

This saves time and overhead that is translated to lower rates for you the borrower of the unsecured personal loan.

Easy 3 Steps to Apply

1. The first step is to fill out the online personal loan application form.

You will be asked to input some basic personal information and then it will take you through the process. The loan form online is very streamlined and can be filled out in a few minutes. You will then submit it to start the process rolling.

2. You will then receive a quote with your rate and terms for the loan.

If you find the rate and terms acceptable you will e-sign the loan online. Once you do this it will start the funding process to get your personal loan funded. Once the funding is completed, the cash amount will be direct deposited into the account you provided.

3. The last step is receiving your personal loan via direct deposit to your account. Once the personal loan is in your account you are free to use it however you would like to meet your goals.

Where Can I Apply for a Personal Loan Online?

Below we will highlight the best companies that you can get personal loans through via online applications.

Lending Club

Lending Club is the largest peer to peer lender. Your loans are funded on their lending platform by individual investors to get you the best rates. They have an easy application form and the entire application process is done online. Once your loan is funded, it is direct deposited into your account. It is simple and easy to get an online personal loan using their website.

To apply just go to and fill out their easy online application.

You can also get online personal loans through a lending network like Just fill out one simple form and lenders will review your application. The lender who is the best fit for your situation will then give you a rate quote with terms you can review. Once you accept your loan will be approved.

To apply just visit


Another option if you have an average or lower credit score is to apply at OppLoans. They will review all credit types and give you a quote. Just fill out their easy form to get approved and money direct deposited into your account. Everything is done online.

You can apply at – Get up to $4,000 tomorrow!