BorrowersFirst Personal Loans

BorrowersFirst Personal Loans

BorrowersFirst Personal Loans

BorrowersFirst personal loans are unsecured and can be used for various purposes. The loans are made by Cross River Bank, which is an FDIC-insured, New Jersey State chartered bank. We will provide you with more details on this lender below.

How Much Can I Borrow?

They will take loan requests for personal loans ranging from $2,500 to $35,000. You can borrow this money anywhere from 3 to 5 years.

Interest rates on a BorrowersFirst loan go from 5.99% all the way up to 26.99% on a fixed APR.

What is Required to Apply?

For you to receive a loan you will need to be a U.S. citizen or a permanent resident.

Another thing regarding age, you need to be at least 18 years of age to qualify or 19 in the great state of Alabama.

Before applying you also need to have a verifiable bank account with a US financial institution. So if you don’t make sure you go down to your favorite bank and open one before trying to fill out the online application.

When determining your eligibility for a personal loan, they will review the information you provide as well as info from credit bureaus and your credit score.

Are They a Peer-to-Peer Lender?

No. They are not a peer-to-peer lender.

BorrowersFirst loans are not funded by individuals and are a more traditional lender and loans are issued by Cross River Bank. 

They do offer personal loans online and can offer them via an online application process. You can get funds in a couple days once approved.

They offer fixed interest rates with no prepayment penalties. Loans can be used to consolidate debt, make a big purchase or pay for expenses.

What is the BorrowersFirst Address?

BorrowersFirst are located at the address below.

PO Box 163207
Austin, Texas 78716

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